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Terms of Use
By using this site, you agree to these terms of use in their entirety.
If you do not agree to these terms, do not use this site.
The materials made available on this website, including all materials that are linked from here, are provided "AS IS," without any type of warranty, either express or implied.
We do not warrant that the materials on this site will be free of viruses, worms, or spyware. Further, we do not warrant the site will be without errors or free of any defamatory or offensive matter. By using this site, you assume the entire cost of any necessary service, repair, or correction.
Under no circumstances shall NOVA Casualty Company, nor any of our affiliates, agents, or suppliers be liable for any damages, including without limitation, direct, indirect, incidental, special, punitive, consequential, or other damages (including without limitation lost profits, lost revenues, or similar economic loss), whether in contract, tort, or otherwise, arising out of the use or inability to use the materials available here or in any linked site, even if we are advised of the possibility thereof, nor for any claim by a third party.
This is for your personal and non-commercial use, and you agree to use this for lawful purposes only. You shall not copy, use, modify, transmit, distribute, reverse engineer, or in anyway exploit copyrighted or proprietary materials available from here, except as expressly permitted by NOVA Casualty Company.
You agree to hold us harmless and pay for defense costs from any claims, losses or liabilities arising out of your use.
The terms of use shall be governed in accordance with the laws of the state of New York, U.S.A.
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